Bank of America

MyAccess Checking® is now free when you open an account online. No direct deposit or minimum balance required. This special offer is available only online—and only for a limited-time.1
Plus, it comes with some pretty nice extras:
FREE Online Banking Service with Bill Pay.
FREE access to our Keep the Change® savings program in which we'll match 100% of your Keep the Change savings for the first three months.
FREE Bank of America Visa® Check Card with Total Security Protection™.
FREE access to your cash at more than 17,000 Bank of America ATMs.
Opening an account online is easy and takes just minutes. Make an opening deposit of $25 with a debit card, credit card or even a transfer from another bank.

Enrolling in Online Banking or Online Business Suite is easy if you have a Bank of America consumer, small business, or business banking account. Just fill in the information below to get started.

For Consumers and Sole Proprietors

With our Online Banking service, you can be confident that your Bank of America accounts will be secure and protected. We guarantee $0 liability for any unauthorized activity originating from Online Banking, including Bill Payment. Read information about reporting unauthorized transactions to preserve your rights under this guarantee.
Information securitySafeguarding your information is a priority for Bank of America. Whenever personal information is requested or displayed on our Web site we use encryption technology, such as Secure Socket Layer (SSL), to prevent unauthorized access to data.
Safeguarding your privacyBank of America also protects your privacy. Your personal information is never shared with marketers, including e-mail marketers, wishing to offer you their products and services. In addition, you always have the choice to opt-out from direct marketing offers from Bank of America.
On time paymentsBank of America processes payments to your designated payees on the dates and for the dollar amounts you specify. If we fail to process a payment in accordance with your properly completed instructions we will reimburse you any late-payment-related charges. See the Service Agreement for details.
Contact usIf you notice any unauthorized activity in your account, or need to report lost or stolen information, please contact us immediately by calling 1.800.933.6262.

Your responsibilities
Reviewing your account statement regularly and reporting any unauthorized activity promptly.
Bank of America promises you will not be responsible for any unauthorized activity originating from your Online Banking relationship. We will reimburse you for funds transferred from your accounts up to the amount of your loss when you notify the bank within 60 days of the transaction first appearing on your statement. If you do not notify us within these 60 days, you may not be reimbursed for subsequent transactions. Additionally, we will reverse or reimburse you for any bank or payee fees resulting from your loss. See the Service Agreement for details.
Protecting your Online ID and Passcode
You should always guard your Online ID and Passcode from unauthorized use. If you share this information with someone, all transactions they initiate with the information are considered as authorized by you, even for transactions you did not intend for them to make.
Not leaving your computer unattended during an Online banking session
It's easy to protect your information by signing off from Online Banking when you are finished with each session. To ensure cached copies of your Online Banking Web pages are cleared, always close your browser after signing off.

Credit Bank

Bad credit bank loans are becoming scarce, as banks and loan organizations are increasing their vigilance in credit examination for the reason that a number of persons are not repaying the loan back. This means that even the persons that have a good quality credit have a tough instance getting accepted. On the other hand, receiving an awful credit bank acclaim is not the impracticable vision as it formerly was.In fact, the market for bad credit bank loan or other financial instruments has been increasing as more and more people have no choice but to avail of non-traditional loans while under (hopefully) temporary poor credit. Sounds good, yes? However, expect to pay a higher loan rate because you are a higher risk than the average Joe, who, on the other hand does a lot of spadework for a traditional loan, which you will not have to go through.

At hand are a bundle of online utilities that can assist you in discovering an awful credit bank advance and you just require gazing for them on the network. There is one location which is a lender agent for a band of 200 special lender corporations and loan banks who are enthusiastic to provide awful credit bank finance. These comprise private and commerce credits, mortgages, and automobile finances and yet credit cards.E- Banking is the banking of new era. Making banking products and services available to wholesale and retail customers, through an electronic distribution channel is called E-banking. One of the newer forms of e-banking which is gaining popularity is known as On Line Banking. The basic level service is the banks website, which disseminate information on different products and services offered through internet. Customers are allowed to submit their instructions or applications or queries on their bank balances or status of certain transactions. Various loans like personal, business loans car loans are also provided.How to Get a Bad Credit Bank Loan? The Wells Fargo Financial Bank provides cash on demand whenever needed by the customers to a limit of $8500. The bank usually competes with each other regarding terms and conditions of advancing loans. The competitive spirit will influence the loan policy. However, the competition on this count should be kept within limits. Blindly matching the terms offered by others can be very dangerous. Similarly, an inflexible and standardized approach may also not work. The terms and conditions will also be influenced by the cost of funds. ATM machines are used widely to withdraw cash. The talk of Bad Credit Bank Loan is all moonshine and that every practical banker knows that he is not the creator of credit money or anything else.Some inhabitants have also taken advantage from receiving money advances of up to $1 million from commercial consultants in lieu of an awful credit stock finance. Commercial mentors concentrate in serving out miniature trade holders who may have recurring variations in income and need a serving hand over quick. The commercial money progress needs that the commerce has been in process for at slightest a time and has a mercantile report with travel permit or MasterCard.The application process can be done online or over the phone, and the sweet thing about it is approval status is known within 24 hours. As fast as 72 hours after approval, the funds are transferred to your account. Merchant Advisors requires approved loans to switch over their merchant processing to them, because repayment is based on a percentage of the business's card purchases. In effect, the company earns as the business earns, so repayment is easier.As a transitional loan, this type of financing is best type of financing even in bad rating times. The guidelines bring all entities offering online banking service to the residents of the country within the regulatory framework. Only banks licensed under the Banking Companies Regulation Act, and having a physical presence are permitted to offer internet banking services.